So you just came across the website’s homepage and you thought, hey, that’s the cool thing about it. Well let’s take a look at the website and look at its features.
This website is intended for credit repair and information about loan application, loan procedure, payment information, loans, applications, etc. And of course it shows you a list made up of everything you need to know regarding all the credit revolving debts out there. (Which is admittedly a little complicated but this is one of the reasons why people get so worked up about credit.) And when you hit the site home, you will go to the page that will offer you free information regarding the credit repair program. That’s right as many as 36 credit repair offer’s worth of links will be on the front page of this website. You can pick them all up at one time. Of course you would never go on about the process by which one bad credit report could go on to two good credit reports, you see you will not need to go into detail about them at this time but you can take the time to read each one carefully so you do not run into all the details that many of us do if you are one of those that go on this very website just to get things figured out.
Next, you have the chance to get quotes for a number of different credit repair products. These are great for people who have found themselves with a number of bad credit credit report that still haven’t cleared. Check out every one of these and decide on one that is 100% affordable for you. Then you get a quote which can be your new low to high credit repair rate or an affordable rate for a specific type of revolving loan. You can put these quotes together to determine how much interest you will pay to fix up your bad credit report and then you can go and check out other credit repair equipment that may be cheaper. Those are the things you would do with all those various free credit repair online credit reports by clicking on their link.
So take your time in checking the website of each of those credit repair programs out and don’t forget to check out the phone number that be linked into the site so that you will have one among the companies and if you decide on one that you will have to pay those toll off with a click of the link within 30 days of going to the contact number in the list so you don’t have to pay for a lot of clicks. You don’t even have to pay for the credit report if the website isn’t up and running before then.
Credit Repair Agencies
Credit repair agencies may perform some of the same, in some instances, they may be more diverse. In the absence of a better description, credit repair agencies shall be designated ‘consumer credit repair agencies.’ The institutions listed may specialize in providing credit repair services or assist others to do the same. Employers shall approve the activities of the consumer credit agency based on their legitimate interest. Individuals who have completed the law school, associate or graduate degree requirements, and have conducted background research shall be subject to the services of a consumer credit agency.
An agency shall perform certain functions. They shall undertake to contact a credit reporting agency, and to update the information on the credit report. If the agency does not contact the credit reporting agency, it shall forward the document to the entity that provided it regardless of whether or not they are a consumer reporting company. The credit reporting agency shall forward information to the creditors promptly in writing, with the specified time intervals, to resolve differences between the revised credit report and the original without regard to whether the amended credit report indicated a change in the creditors’ status. In addition, the credit reporting agency may report on the identity remaining creditors in the account. If the identity remains on the account, it shall forward this information to the reporting agency or the entity providing information regarding the consumer’s credit history regarding those creditors. The information forwarded to the agencies shall be pertinent to the current or future investigation of an identity dispute.
The consumer credit agency shall forward to the creditors a written statement and a letter setting out the activities of the consumer credit agency, in good standing with creditors, and the results of the investigation. When the creditor receives this report and the findings, it must forward it to the appropriate creditor as soon as it determines that they provide the timely, accurate and balanced reports necessary to repair or clean up the information in the account. At a minimum, the consumer credit agency shall request a copy of the report in writing from the consumer credit agency. If rejected, the creditor shall be required to pay the creditor in full.
The consumer credit agency shall report all errors to the three major credit reporting agencies: Experian, Equifax and Experian Privacy Shield.