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Credit Card Statements

If you have multiple plastic bill payments, or one bill for each customer, then using a credit card account statement as your credit card statement will help you stay on track with regards to future payments. Credit card statements also can be good way of checking for errors on the credit cards statements, and they […]

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Your Credit Score – Chapter 1

The next stage in a credit report is the verification of your debt history. It is essential to fill out the debt discharge or consolidation forms your credit bureau requires. The debt-to-income ratio (also known as the TINY line, also known as the ratio above 25%, also known as the TINY target) is the highest […]

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How Does Credit Counseling Work?

Credit counseling is an emotionally draining process in which your spouse or loved one has to put his/her own financial head on the line. These people can and do ruin your day and night. Now again once you get out of the situation, you are feeling very secure about making on time payments on your […]

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Credit Card Protection – 3 Things You Need To Know

The word credit is traditionally used when using a debit card. With this it conveys the convenience of paying off debts on a monthly basis. It seems to us to be the simplest word to describe debt consolidation loans. The borrowers, once paid off, do not have to find themselves in situation to carry out […]

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Credit Card Free Credit Report

Before signing up for any credit card in order to save money while shopping for a new credit card, it has really become clear that credit card companies are now beginning to realize just how much credit card waste you can still avoid. That is because while some credit card providers will not charge at […]

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Credit Score And Credit Score Pro

Credit score is used in many stores today, but is not usually used to calculate your credit score, nor if you really maintain a good credit record online in your home that is maintained by many people. To get a credit score and score a credit bureau must present you with a certificate from a […]

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The Consumer Credit Protection Act protects you.

Be aware that there have been many scams and thefts perpetrated because of credit card misuse. With the right consumer protection insurance, the government can protect you. So don’t be misled by credit card companies’ claims that your credit history is subject to fraud. The truth is, no one can legally guarantee that your credit […]

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Credit Card Consumer Rating Act of 2006

Inquiring consumers are encouraged by the law to ask for ratings from the consumer reporting companies on the charges they accrue or charges that accrue late or on other charges or on unpaid installments and on the lesser amounts that are included in the rating. Generally, the consumer reporting agency or a third-party agency would […]

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Credit Card – Beware Of Unauthorized Charges

When you fill out an application, the credit card company sends you a notice informing you that if you do not live in the residence of the credit card company, you cannot claim your credit cards. With a good credit history, businesses include your existing credit card reports in their reports when determining whether or […]

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Free Credit Reports

You may be wondering if you are entitled to a free credit report. Well, it’s a big and easy ask for some people. In my opinion, this question can be a little confusing, since you’re not asked just to be confused. Well, I’m going to explain to you how to order your free credit reports […]