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Understanding the Select Credit Reporting Organizations (SCPO)

Selecting a credit reporting organization is as simple as opening a new checking or savings account. This is the easiest way to ascertain the information you need, and the one that will benefit lenders the most. The organization you choose can often check your history online, providing you with a credit history that can aid […]

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Prepaid Credit Cards: Are They Right for You?

Many people using prepaid credit cards report using all of their existing credit cards, are now having the opportunity to get an idea about the advantages of using a credit cards in the best way possible. As they report details of their purchases, it is useful to pay them cash, money order only, or not […]

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Basic Credit Information – Understanding Your Credit Rating

When you receive your first credit report, there are a number of things which show up here and there. These documents are generally free of charge. Just look around. Most of the major credit reporting agencies will let you know that you may only have to pay a nominal fee. Not all and the truth […]

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Why I Love My First Customer

Before I give you any cold hard facts about how I do business, I’d like to give you a chance to weigh your options and decide if you really enjoy your time with me. Many times, your first customer comes in other business needs. If you find an item that you really enjoy, then you […]

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The Credit Card Use of Student’s Parents – What Should Parents Do?

Students often come to this site to discuss college life and the consequences when they make financial decisions. While some are able to learn self discipline through debt repayment or attending a college retreat – most are not ready with a handle on their money management or financial responsibilities and these situations can land themselves […]

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Financial Consequences of Credit Repair

The following are some of the financial consequences of the proper functioning of credit repair: 1. Loss of a job – Your credit card or savings account could be pulled from your portfolio. 2. Shortage of credit or credit – Many people have bad credit or no credit. 3. Payback problems – While there is […]

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Credit History – Identity Theft

There is no more perfect credit history than that you will receive. Many people simply get into bad credit with erroneous accounts, histories on previous instances of identity theft and often they cannot clear up the mess. Identity theft can affect you personally, too, as well as your family. If you have questions or need […]

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Bankruptcy.

The penalties for divorce are a nightmare to handle. Nearly all divorces result in jail terms ranging anywhere from $5,000-$75,000. There are numerous things that divorce attorneys look at as legitimate factors when filing for divorce, but the real picture of the effects of divorce may be blacked out. There has to be a tax […]

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The Debt Incentives – How Can You Get An Instant Reduction In Your Debt

Have you ever considered getting an incentive card to transfer all your credit card balances onto as much credit card debt that you don’t have? Many of us probably have, but what could be more enticing than transferring balances to an instant reduction credit card when you do have less than perfect income? This type […]

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Understanding the Rewards Credit Card Business

Rewards credit cards are one of those cards that has an extensive line of products not specifically designed for use by merchants. It doesn’t make them any less valuable. You no doubt are aware that there is almost always a catch in the new credit card incentives that come along with most business credit cards. […]