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Credit Cards With Bad Credit

A credit card with bad credit is one that’s meant to fill some huge void in your credit score and prevents you from accumulating any more wealth. Yet, it holds a big hole only because of the interest rates that are added to your monthly credit card statement every month. The interest rates on credit […]

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Getting Rid Of Credit Card Debt!

We all know that life has gotten off track in recent years and the financial crisis on the other hand has not affected people much at all. While the financial numbers remain quite the opposite, the age statistics are quite different. Nearly all Americans are in their twenties and even those aged 55 and over […]

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Balance Transfers

Many new credit cards and other add-on cards allow holders to use cash when cash is being demanded. However, users must weigh the benefits and penalties before signing up for one. As with all credit card offers, consumers are asked to weigh the benefits offered before making a final choice. Credit card companies and other […]

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What Is A Balance Transfer Credit Card?

A Balance Transfer Credit Card is like a revolving credit line that allows you to get another line of credit with the same amount of interest and make payments without any checks and payment stubs to deposit into the special account. Or, you can put the card debt you have on any kind of “loan” […]

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Unsecured Debt Consolidation

A debt consolidation service will assist you to make your monthly payment on your outstanding credit card bill. Many lenders have partnered with student debt consolidation companies to offer their service to their clients. Types of Student Debt Consolidation Service Loan A student debt consolidation company or debt consolidation agency may offer these services: Affiliate […]

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Get An Interest Free Credit Card

A credit card, like most credit cards, has a setup fee – interest charges. Some credit card companies charge a couple of hundred dollars – this fee can easily add up if you can’t make your payments on time. But get one that gives you cheap interest free month. For the most part, most cards […]

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Consumer Credit Counseling Service

The Consumer Credit Counseling Service (CCCS) is a professional service corporation created under the laws of the state of New York and its agencies and officers. CCCS serves mainly as a service consumer organization, consumer reporting company for the state and national consumer reporting companies and information technology companies. CCCS also provides Consumer Counseling Service […]

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Fees To Avoid When Using A Credit Card Application

When looking for credit card services, it’s important to look a little better for any possible fee or interest that may arise. Many companies may charge you between 2-5% for certain services or slightly higher in certain cases when you use your card. There is no one fee type more important than paying for a […]

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American Credit Card: Eliminate the Catch-22

What are American Credit Card: Eliminate the Catch-22? What is a catch-22 however? If anything this concept should be somewhat more complicated to explain if you are thinking deeper into the matter. The catch-22 concept is that all credit cards fail to help a person to eliminate the single-digit percentage points APR that many people […]

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Basic Credit Card Terms and Conditions

Every time you purchase credit card with cash back credit, you usually get cash back on any amounts taken directly from the credit card itself. Here’s a partial list: 1) Annual Percentage Rate (APR) or other exchange rate accounting or balance transfer fees. 2) Interest rate transfer fees. 3) Issuance and access to a credit […]