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How To Avoid Credit Card Fraud

Credit card fraud is the attempt by unscrupulous people to alter the terms and conditions of a deal between you and a company by obtaining your customer’s credit card number. Once you have obtained a customer’s credit card number, the unscrupulous person can suddenly change the terms of a credit card transaction between you and […]

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Understanding the Select Credit Reporting Organizations (SCPO)

Selecting a credit reporting organization is as simple as opening a new checking or savings account. This is the easiest way to ascertain the information you need, and the one that will benefit lenders the most. The organization you choose can often check your history online, providing you with a credit history that can aid […]

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Credit card related expenses by category

It is a frustrating fact that credit card debt is rising all the time. Over the past few years, there is a growing awareness among employers that this credit-fueled behavior on the part of credit card users can make it extremely difficult to maintain good credit (that is, to maintain a life). So, one common […]

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Rebate To Credit Collectors

Are you one of those people who don’t feel the need to get pre-paid cards – you need to think about what you’re getting into. If you want to be sure that you’re not saving the credit card with the highest interest rate, here’s what you need to know: Under federal law, you have the […]

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Credit History – Identity Theft

There is no more perfect credit history than that you will receive. Many people simply get into bad credit with erroneous accounts, histories on previous instances of identity theft and often they cannot clear up the mess. Identity theft can affect you personally, too, as well as your family. If you have questions or need […]

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Consumer Credit Counseling Bureau – Credit Card Debt Counseling

According to this paper, the overall effect of your debt has become a key contributor to your financial situation. If you are applying for credit within the US it is the most common way to be taken in by all the benefits provided by the bureau. Unfortunately, the bureau makes almost all those benefits that […]

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Online Debt Management for Small Business

So many organizations now, and thousands of lines of software available today. What little is known about these new industries is being facilitated by the sheer volume, and how easily the processes are done by a large number of people or organizations in no time at all. What the Internet does in one simple do […]

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How the Consumer Credit Rating Agency Can Help You

Today, there are numerous consumer credit bureau and agency that will come to you regarding you as consumer in all your dealings with them. There are many credit bureau agencies that have more recent versions of the Better Business Bureau Act (BBBA). They are authorized to keep your credit records and information in clear view, […]

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College Loan Forgiveness – Are You a Bad Student?

College student loans have become an expensive luxury, particularly when it comes to credit cards as well as house loans. Credit card companies claim the additional expenses that college students incur by enrolling in certain courses or classes for which they do not yet have the cash flow to support themselves. Statistics indicate that the […]

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Is It Possible To Improve Your Credit Score?

It can take a very long time for establishing a stable house of cards. Moreover, it is easier to get caught up in the cycle of credit cards if you’re trying to get your credit score out of whack. In fact, many people find themselves in the position of having to pay for debt that […]