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Understanding the Select Credit Reporting Organizations (SCPO)

Selecting a credit reporting organization is as simple as opening a new checking or savings account. This is the easiest way to ascertain the information you need, and the one that will benefit lenders the most. The organization you choose can often check your history online, providing you with a credit history that can aid […]

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The Great Credit Repair Online

So you just came across the website’s homepage and you thought, hey, that’s the cool thing about it. Well let’s take a look at the website and look at its features. This website is intended for credit repair and information about loan application, loan procedure, payment information, loans, applications, etc. And of course it shows […]

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Checking Accounts

There are many credit reporting companies in the United States. While you would not believe it, many organizations that allow you to do your own research, are actively helping people report their credit card debts to their credit bureaus. While the best way to determine if a credit reporting company is legit is to go […]

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How Does The Credit Reporting Company Protect Against Unfair Competition?

Today, we are talking about the big three in the global credit reporting industry, Experian, Equifax, and Trans Union. All of them have massive credit reporting agencies that routinely collate information and sell it on the Internet to defraud consumers. The problem with all of these guys is that they all run at the same […]

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Online Identity Theft Solutions

Are you a victim of online identity theft? You may be wondering what sort of fraud someone can commit on your behalf, and what steps you need to take to protect yourself, including: What type of fraudulent information information to contact There are many ways to report a fraud, but one of the best methods […]

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Identity theft and identity fraud solutions

In recent years, many financial institutions and other companies have begun offering customers identity protection services. What such services may not offer, many consumers do not realize, is that these services also protect the identity of the person they provide protection for. Although identity theft and identity fraud have become less common, they still occur […]

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Credit Reporting Solutions

If you’ve ever wondered what information could be on your credit report if you are found to be in default of your payments in a time or a circumstance – then you should know what could be on your report. Even if you got denied a credit card, loan, or other loan because you failed […]

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Credit Reporting Agencies May Be the Best Way To Ensure Your Credit

One recent example of the credit reporting agencies as professionals, Equifax and Experian are among the top five credit reporting agencies in the United States according to The Free Beacon Website. Though each agency is required by law to keep a detailed record of the individual’s credit report, the fact that two of the top […]

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Universal Credit Card Protection Under State and Federal Law

The Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fccr-act-pdf Under Federal Law: The federal Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fs115_act-pdf Under State and Local Law: The Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fcc120_act-pdf Under Federal Law: http://www.annualcreditreport.com/fa11102 Under State or Local law: The Fair Credit Reporting Act (FRCA): http://www.annualcreditreport.com/fa1215act-pdf Under Federal Law: https://www.crscore.org/consumer/index.html Annual Credit Report – Credit […]

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Credit Card Consumer Rating Act of 2006

Inquiring consumers are encouraged by the law to ask for ratings from the consumer reporting companies on the charges they accrue or charges that accrue late or on other charges or on unpaid installments and on the lesser amounts that are included in the rating. Generally, the consumer reporting agency or a third-party agency would […]