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What Is A Balance Transfer Credit Card?

A Balance Transfer Credit Card is like a revolving credit line that allows you to get another line of credit with the same amount of interest and make payments without any checks and payment stubs to deposit into the special account. Or, you can put the card debt you have on any kind of “loan” […]

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credit credit card interest rates

How to Consolidate Credit Card Balances

Consolidating credit card balances has become very useful as it helps cardholders find the best interest rates for balance transfers. When considering credit cards that offer lower rates of interest on balance transfers, it is important to look more closely at the terms and conditions of the card. What is important to note is that […]

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Getting The Best Credit Card

Everyone has different credit requirements and balances. It is much easier to figure out exact restrictions on how much you may need to spend or limit; and almost impossible to keep track of exactly when you may need to stop spending; how that can ruin your credit score. When we find ourselves stuck with a […]

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Financial Choice & Budgeting #1

This article shows you some basics about finances. The goal of this article is to teach you how to stay current on your payments from the day you receive your last statement from the financial institution (not, say, payday loan special). If you’re still struggling just to make the minimum monthly payments, here’s how. The […]

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credit credit card interest rates

Credit Card Debt Consolidation

Credit cards are becoming more and more popular as more people are carrying more. And to put it simply, more people are carrying more credit card debt. The reason why is obviously due to the fact that they are more convenient to carry. Plus, everyone is paying more interest. Now, credit card companies are indeed […]

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credit credit card interest rates

Credit Card Fees and Balances

Every household has one or more credit card balances. While many pay off these balances each month, the interest that is charged on these balances can still be charged up to five times per year. A student credit card balances in college costs more than, say, $2,500 a year in college. Add in the cost […]

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The Debt Incentives – How Can You Get An Instant Reduction In Your Debt

Have you ever considered getting an incentive card to transfer all your credit card balances onto as much credit card debt that you don’t have? Many of us probably have, but what could be more enticing than transferring balances to an instant reduction credit card when you do have less than perfect income? This type […]

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credit credit card interest rates

Credit Cards And The Credit They Offer

With all the different, and perhaps surprising, ways a credit card can be abused, one should keep an eye on all the offers that may be out there and, perhaps, locate some that are encouraging the cardholder to get a credit card, some that are not. There are a number of problems inherent to each […]

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Balance Transfer Credit Cards

The interest rate you are charged for a balance transfer credit card is a great inducement to transfer your existing balances on the card to the new card provider in case you fail to make your payment on time. Although you would not pay an interest on a debt with a higher balance on the […]

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credit credit card interest rates

Pay More In Your Credit Card Interest Rate

On average, customers pay their credit card balances in full within a specified time period. This is useful if you simply pay your credit card balance in full without any incurring finance charges. The actual due amount of money is determined by the card system. A balance transfer agreement is a legal agreement among lenders […]