Privacy Policy

Privacy Policy

This privacy policy applies to services provided by LastResortCredit.com that are made available through http://LastResortCredit.com/ and any websites that link to this site, as well as through mobile applications bearing the LastResortCredit.com branding that link to our services.At LastResortCredit.com we value your privacy and strive to ensure that any personal information shared with LastResortCredit.com is managed securely and with the highest level of integrity.

We will never display your private contact information on LastResortCredit.com services. We will not provide your personal information to a third party without your express consent, except as may be required by law, or as is necessary to complete a transaction between you and a third party financial service provider or merchant, and only to the extent necessary to access a product or service offered by the third party financial service provider or merchant.

You may expressly choose to offer information to LastResortCredit.com or to a third party through participation in a particular service offered either by LastResortCredit.com or by a third party. You may also choose to allow certain personal information to be used for purposes other than those covered by the LastResortCredit.com privacy policy.

Information gathered by LastResortCredit.com is used for the sole purpose of enhancing your user experience when engaging with our services. Information collected allows us to provide you with information relating to products and services offered by third party merchants and financial service providers, as well as evaluate your eligibility for non-standard products, communicate with you, and provide you with user support.

We collect two categories of information for this purpose. These categories include:

  • User relationship information: This information is given by you when you make use of certain LastResortCredit.com services. This information helps us to more efficiently provide you with services that bring value to you as an individual. This includes information specific to your lifestyle and interests, your location, your demographics, the types of products and services that you find interesting, and information that you share with us via social media platforms.
  • User transaction information: This information shows us how you interact with our services, for example what your preferred financial service providers and merchants are, which products and services you engage with, how you interact with our online community, and how you interact with third party financial service providers and retailers linked to through LastResortCredit.com. This information is collected when you make use of our services, for the sole purpose of improving your user experience.

If you receive any correspondence from LastResortCredit.com that you have not expressly subscribed to or doubt about its authenticity, please get in touch with us at contact@lastresortcredit.com

Use of cookies:

Your internet browser provides options that enable you to allow or decline the use of cookies. You are free to adapt your browser’s cookie restriction to suit your preferences. Certain features on LastResortCredit.com may not be available to you should you choose to disable or restrict the use of cookies. By enabling the use of cookies in your browser for LastResortCredit.com, you affirm that you have read and agree with our privacy policy and our terms of use. Through enabling cookies for LastResortCredit.com, you offer LastResortCredit.com the right to use cookies to gather information that we deem beneficial to the improvement of your user experience on LastResortCredit.com, at our sole discretion.

Certain third party content may be displayed on our services from time to time that may use clear gifs or other forms of web beacons that allow the third party content provider to read and write cookies to your browser when you view the third party content on LastResortCredit.com. We may also implement third party buttons (such as Facebook “like” or “share” buttons) that allow such a third party to collect information about you through their browser cookies, even when you do not interact with the button. Information is collected directly by the third party through web beacons and buttons. LastResortCredit.com does not participate in the data transmission of information to third parties through web beacons and buttons, and information collected by a third party is subject to that third party’s own disclosure, use and data collection policies.

As a customer-facing company, LastResortCredit.com makes every attempt to tailor your user experience to suit your individual needs and requests. For this purpose, LastResortCredit.com provides you with numerous options that allow you to select the specific communications and services that you wish to interact with. By consenting to our terms of agreement and becoming a member of LastResortCredit.com, you agree to take full responsibility for your account’s communications and service settings. LastResortCredit.com will not accept any liability for unwanted communications received by you, due to a failure by you to disable such communications for your LastResortCredit.com account. In consenting to our terms of agreement, you indemnify LastResortCredit.com and its affiliates, officers, and staff from any claim or demand made in regards to unwanted communications received by you, breeches of privacy experienced by you, and any damages sustained by you whatsoever if they are caused by your failure to take prompt responsibility for the performing of necessary changes to your LastResortCredit.com account settings.

LastResortCredit.com may choose to provide a new service, or alter an existing service, that may necessitate the readjustment of your LastResortCredit.com account settings. By consenting to our terms of agreement you accept full responsibility to promptly adapt your LastResortCredit.com account settings to ensure that they continue to meet your specifications. We accept no responsibility whatsoever for unwanted communications received, unwanted changes made to your privacy settings, or any damages or inconvenience to you if it results from a failure to update your LastResortCredit.com account settings on a regular and timely basis.

This site may be compensated by credit card issuers and by merchants when a reader applies for a credit card or makes a purchase at a merchant’s website through the links on this site.

LastResortCredit.com reserves the right to make changes to its privacy policy at any time. By consenting to our terms and conditions you agree to take full responsibility to regularly inform yourself of the LastResortCredit.com privacy policy in its most current form. LastResortCredit.com will not be held liable for any inconvenience or damages incurred by you due to your failure to inform yourself of changes to the LastResortCredit.com privacy policy.

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