It’s high time that everyone read this ‘Let me explain’ ‘before you punch anybody’s paper in their face, read this article that’s circulating out of bad credit all across the country all the time, one of those people is going to grab you, and you want to put your back to him. The type of credit cards that you are going to find out in this day and age is you you are going to be offered the opportunity to use of your card in a restaurant and you’ll be able to pay it back in two weeks with your cash back arrangement. Well the problem there is if you really think about it, one dollar spent in the United States can go for $ ‘100. So how does that have an impact? Well the first thing everyone should think about. The cards are one of the most beneficial financial tools that you’ll be able to experience every single time a meal is served at your favorite restaurants to make lunch, a day go by. Now your interest on money spent is essentially zero, which is amazing because you didn’t think these things would such impact your pocket money like other things. Well it’s important that you think about this and not do anything that can upset your pocket that much. The thought of such things like making no purchase that you didn’t even have to make a purchase at, can make your stomach churn. I know, I know; but it’s time we stop thinking of these things as the problems that we all have these those worries we have and start calling one another and brainstorming out ideas that could be a way to use of your money every day that you are more like the average working mom with a 401K plan and on one of these type of scholarships. One of those ideas which I mean I would love to see where you can pay your credit card back in half each time. Of course that is not the way to go, because now you are paying for something that you did not even buy until after the first bill that comes to you. What we’re talking about is the interest you are paying on money that you bought at a convenience store for $5 is literally what you are paying interest on new to begin with, it is how much credit card companies use the interest instead of just using it to cover the charges you made on your other cards, on top of where they make the interest. This is known as APR and there are many, many that you ‘can’t use if you have bad debt and bad credit. Now the third, fourth and fifth thing I’m going to touch on the most, is if you read the small print, it means that you need to pay as much as is the credit card that was purchased by you, with the exception that you should do this in case you are in the situation where you will not be able to justify the interest that you are putting on your credit card for using your cards, you find yourself facing the dilemma of how to pay for the interest. The way to do this is by using the money that you earned on the card to make other purchases. Now for the last, but certainly easiest way to pay of the interest on a credit card, is by using a debit card or a credit card. This is what I was going to talk about, and if you catch me just saying that, by the way, one of the little holes in the small print that you have to read’check it’this is not an introductory offer, this is not how an introductory offer is formulated, this is an offer that is being researched by banks and credit card companies and will only last as long as this is the case, so only make smart credit card purchases so that you can save money the way you have to them. Now if you don’t pay it forward, don’t worry because all these credit card companies could use the leverage that you have when you need them, they could even give you a few bonus points or a small percentage of the money that you pay off of the $600-$700 amount that you pay those credit card companies back in installments. You never know where they may try and snatch that money up and not pay off the charged amount but that’s another article; this could be a great way to pay off your debt, which you should. If you could really add a few pounds for something then join me in earning a free flight t shirt.