Today, we are talking about the big three in the global credit reporting industry, Experian, Equifax, and Trans Union. All of them have massive credit reporting agencies that routinely collate information and sell it on the Internet to defraud consumers.
The problem with all of these guys is that they all run at the same end, the middle-ground. These companies come from a very different place than credit reporting companies, and are more interested in bringing high quality jobs to low-paying jobs than getting people to increase their pay for non-existent services.
The fact that the credit reporting agencies sell information that most people wouldn’t buy is simply unbelievable, and demonstrates just how far these companies have come in their quest toward legitimate businesses.
Here’s an example of just how big of a problem these credit reporting agencies can get themselves into. Here’s how this all starts:
The major American Express, Discover, Citibank, and Visa (which I explained above) all have reporting agencies that they collate for marketing purposes. They then sell this information to companies for $9 and $10 an item, which is advertised on their sites, usually to help people better understand their credit score and mortgage application.
On every item that is posted to their sites, you see payments made to your Credit Score become your FREE credit score. I know. It’s actually quite simple. If you have a low credit score, your credit score is basically taken out of context with many other credit scores being generated solely by your spending habits and debt.
It’s a system that a lot of people use, often on a daily basis, and it can affect their entire credit report. When you are dealing with millions of applications submitted every month, it’s not easy to keep track of all the credit accounts you have on the same site. It can be very time consuming and it’s especially important to keep your monthly credit report under control.
These companies also make money selling this service on the Internet, just as in the past many former customers who were once trying to keep a low profile would often check their credit report each and every month. However, these days it’s much easier for consumers to call and request credit reporting from such companies. They can simply copy-paste the following information every time please, as no need to use a human being these days:
1) Application information: This is the application information of which you are an instant link to the right bank of checks or checks. When someone calls, the correct information is immediately given.
2) What you have applied for: This is simply the credit information that was asked the first time the applicant called.
3) Job title information: This is the information the application has requested and completed at the same time.
4) Occupation information: You may have worked as a lawyer, clerk, or accountant for a certified or non-certified credit union.
5) Monthly payment due date: This is the time that the monthly payment due to either the creditor or the applicant is automatically deducted from your weekly or monthly credit report.
6 Social security number: This appears on your credit report when you apply for a job. I did not find this on the Internet nor did I need to do anything to find it. It appears in the very first line of your Credit Reports and can appear on any credit report unless you click the link to read more on this issue.
7) Annual income statement: This information is basically the credit score and income from various types of income. Sometimes, the Annual Income Statement will have it on each month because the most recent monthly income that you have reported shows the most up-to-date of what’s shown on your credit report.
It’s important to recognize now that the most important part of credit repair is not going in as a simple, quick and easy fix. It’s probably easier said than done. Either way it is easy to avoid becoming a victim of credit identity theft or worse yet, its almost never worth it. So, in the interest of safety and security for anyone who has their own personal or business credit report, here’s how we can stop the fun side of credit and repair in no time.
How To Deal With Negative Subtitles
Most of us have experienced some kind of negative topic the moment we are asked to. Initially, it is not like we are asked to say no! The most common negative topic that comes up is something that says “no!” Most people never thought about the fact that they would be asked to actually say yes to something.