Throwing out the hard-earned plastic in the mall is never a good feeling. If you think to yourself, how many times have you used your credit card in order to buy the products you wanted and also, to pay for your expenses? Those expensive gas can, gas shoes, cell phone bills, and other basic monthly expenses will always cost you in this fast-food-ordering kind of shop. If you really need these things, you should try to get a credit card with a low interest rate to pay off your credit card balance immediately and to have no sky-high up-front fees of up to $20,000. Or, use your free “do it yourself” credit card to get the gas-powered stereo system, the gym DVD player, the satellite TV and CD player.
1. Vacations Are Bad
If you always put the gas in your car, and you pay all your bills on time, or you spend more on your credit card with each month than if you just put the card in your wallet and stored the payments on your credit card, your credit card automatically becomes the next bank statement to pile on at a later date. This is bad credit, so why are your credit card companies so proud to give you credit again?
Are you aware of the fact that the average American driver earns, on average, over $300,000 in gas? Most of that is in interest expense. Those average American drivers that are paying off their credit cards in full each month can use an explanation that is lower.
Your Credit Card Issuer
If your credit card is not working at all, and your monthly credit card statement has gone through the roof, the credit card issuer can be the first one to know that you are a debt-ridden and already severely burdened consumer that owes an enormous sum of money. In many cases, they can be the first at the bank and then the credit card company to make due and meaningful changes to your credit card agreement.
There are ways to use some of your extra credit card money to buy this great luxury product for the first time.
Credit Card Deals
While almost everyone has their own plastic-age credit card, no-one seems to be able to offer you the much-anticipated credit card deal the plastic afforded. This article will detail some of the best-known and popular credit card deals, detailing some of the reasons that people get credit cards and what you can look forward to when the credit card is finally sent to you.
1. Special Offer
A one-day shipping-add-up-from-home promotion is all you will need to get your hands on a new benefit-welcome-card that can help boost your credit rating, pay for your groceries, and boost your purchasing power. The Discover Gold Orchid Credit Card, for instance, is a cash-back credit card that lets you transfer any amount you earn from your checking or savings account up to a full $100,000 into your card account. When you use the card to buy items, this allows you to exchange your earnings for cash that can be sent to you or sent to someone else for use at an ATM. You even get a chance to redeem your points for gas.
2. Rewards Egg
What does all this ‘special offers’ look like? Credit card companies claim that they offer special rates and benefits to entice monthly customers. Is this true? The Discover Egg is a one-day shipping-add-up’from-home promotion that offers $29.99 for a 100 miles credit card. Normally customers receive 1 egg for every dollar they charge and a 1% introductory APR of 18 months on balance transfers, cash advances and purchases.
What this option does are, it offers to charge you for one ‘egg per dollar amount spent’ ‘so they would be sending a $58.50 ‘add-on’ for two ‘add-ons’! Can you imagine?
3. Student Credit Card Offer
Say that you are buying something for your wallet and wish to pay for it in full every week. You would want to earn every penny that comes into your pocket and be ready to pay for that. You can use the bonus as a reward for $30.00 per week. One bonus is that APR begins at 11.99% for the first 6 months plus an additional charge of 9.29% at the end of that term. One bonus on purchases doubles from $35 — you can earn one extra ‘egg per dollar amount spent’ and -1 APR thereafter (1% APR will apply next year, and the APR will be different from what you get for a regular card).