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Credit Cards for America. Do you think they’re right for millions?

Credit cards are considered by many to be the necessary hand money in the modern economy. You can easily transfer your money, including checks, to each creditor’s door and set up a payment plan that allows your credit card balance to be directly tied to the risk-free loans that you’d be paying on your credit card. There are many benefits associated with using a credit card to pay off outstanding credit card debt. Some of the more exclusive benefits include:

Access to savings
Elimination of long-standing debts
Reduced accumulation of credit card debt
Increased income
Increased income without debt