‘Cash Advances are in short supply at stores today, often due to the fact that the purchases made with cash advance credit cards are often not that much larger than those made with cash advances. If your income cannot support spending on the new card that you are applying for, but being the opposite, you may be going further out as compared to the average customer.
On average, a customer in a year will spend up to $100 toward the credit card for using a cash advance and 0% APR purchases – which is great news if you’re facing this daunting situation every single month. But don’t take this as reading the beginning of the Credit Card Elimination Process.
‘Keep Picking Up As Much As Possible – Don’t succumb to the temptation to accumulate this much junk each month. Don’t let up until you have the 0% APR. You can use cash advances to make new purchases in order to pay down your balances, pay off your credit card loan and, of course, eliminate your credit cards.
‘Before you even make the purchase of a new credit card, however, consider carefully the APR (Annual Percentage Rate) that might apply for you. Be sure something doesn’t- the credit card company can make a credit card withdrawal APR based on the amount of money you carry with you at certain times of the year.
‘Limit Spending – Don’t spend more than you actually have. As long as you can access your wallet at the register every day, you can overcome the problem of your cash advances and still qualify for great rates.
‘Be Financially Secure – Consider how much you can clear each month with the use of a cash advance rather than using a credit card. If you have a recent charge with a known debt, it will be much harder to clear that charge and pay it off. Always be realistic and try to find your best possible rate for the longest possible time in order to avoid the ever-increasing cost of the credit card.
‘Know The Business Plan that May Apply for You – Be sure you’ve read all of your company’s disclosure. Most companies have an online web site that lists all of their company’s activities (and sometimes they do). Take these key tips and follow easy steps to eliminate the APR on all your credit cards easily.
Copyright 2005 Ed Vegliante.
Credit Card Elimination Solutions
It is really good to realize that most people don’t want to take their money and just work to receive rewards. The best place to do this is to check on a rewards association statement. Many industry representatives have been trying to eliminate credit card rewards with one particular program of the rewards association (fraud, etc.). Any program designed for fraud should be eliminated.
I know many people say that they don’t want to work for a reward association. That’s not true! I tell them to go on the credit card search on the Internet. You want to look for the programs and companies that are affiliated with credit card reward programs. Look for the programs that are current and running. If some are not working, look for another, perhaps they no longer exist. Look for programs that have gone bankrupt over the last few years. Or you may be able to get their credit ratings updated.
It may be possible to receive credit card offers within the next six months. If you can find the credit cards that are working, I encourage you and your family to apply for them!
Just because you own a reward credit card doesn’t mean you get to enjoy it. You must buy into the rewards association’s program. Yes, it builds up points and cash value. Many credit cards allow the one with the most to accumulate their reward points.
However, there are some programs that only give out points for people who have outstanding balances on other low earned credit cards. If you are looking for the credit card rewards that are most beneficial to you, don’t just take these programs with you. There are some programs that are quite expensive. For starters, wouldn’t it be good if you could have a high-convenience credit card that offered you a cashback program? Wouldn’t those rewards go freely to you? Isn’t all reward in some instances better than others? Try to find programs that offer you incentives that most help you.
Credit Card Eliminators – Why Eliminating Card Debt Would Be Smart
It is tempting, or perhaps impractical, to use a credit card simply for everyday purchases.