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Compulsive Credit Card Use

Excessive financial stress can make people more and more into the credit card addicted. It is a fact that spending excessively on credit is a key part of the problem of maintaining a healthy credit rating. The problem with credit card debt is that it affects one’s credit history and finances. If consumers become addicted to excessive debt by indulging in excessive spending, it will only lead to more debt.

Unfortunately, not all people who are addicted to spending excessively on credit also become addicted to financial problems. Those who are still able to stay loyal to their credit cards will find themselves in a worse financial position. For this reason, it is essential to seek help and counseling as quickly as possible. There is no quick fix for financial problems, and counseling for excessive debt will be futile.

You must avoid carrying too much money, although you must know which credit cards to choose from. If you carry too much cash, it gets very difficult to determine which credit cards will give you cash back rewards. The amount of cash you receive also depends on how heavily you spend, as well as the amount of interest you are paying on each credit card. Obviously, you should only use credit cards to pay off that amount of debt.

Reprinted from: Credit Card Habits: The Tales of Financial Freedom by Ed Kligman;; 2006;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;;; Scand )&Itemid=3932&corp=money; Scand )&Itemid=397; Scand )&Itemid=40; Scand )&Itemid=403; Scand )&Itemid=404; Scand )&Itemid=425;; Scand )&Itemid=396; (hide) Most email alerts, offers and promotions will be free mobile phone numbers, and will be available to you at anytime

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