The Internet has changed the way people deliver goods and services. And the question is still, should you use an intermediary to receive your goods or should you use another intermediary, which may request a longer delivery time and sometimes approval?
I’ve been turned down with a phone call a few months ago in an advertisement in a company that advertised affordable zero percent APR credit cards. For about a week I had to wait for approved credit cards being mailed to me and my order made through the corporate mailing box. I read the terms and conditions, signed the return envelope, and waited until I had my shipment confirmed. The next morning I was turned down by the corporate warehouse clerk because the company didn’t want me to deliver their paperwork or order the product. My last choice for the promotion was that advertised online.
Before getting turned down for a card from a rival company? Maybe because they didn’t have the infrastructure.
Before the surge of choice, I had a choice:
1) Get a Chase Platinum Card.
2) Pay my credit card bill in full each month.
3) Buy 2 products – one being a cheap gas latte and the other one is something else entirely.
4) Have a basic income for 5 years.
Despite this limited selection of products, I got the first card and later the card was the bomb. Like most reward credit cards, this one got me the low enough bar that I could select. The minimum required credit also increased.
Through all those promises, my credit card debt swelled, the rewards were staggering, as was the choice of some of the most expensive hotels in the world.
Did I make the right choice? Maybe. The bottom line is that the Internet, with its varied options and pricing, has made it possible for millions of American consumers to find what they want and pay for. But for those who pay off their bill in full each month, before the credit card bill goes unpaid, the problem starts to look a little worse for those who pay off the bill after the bill has gone unpaid.
Thanks to the Internet, there are several cards that cater to the needs of every consumer in one place. In exchange for receiving similar offers for merchandise, gas cards, DVD players, wireless service, and so on, these cards are awarded one point for each dollar that consumers pay to receive the credit card. Of course, they might not get the desired merchandise or services, but the rewards are too great to resist.
So the next time your card says ‘All Rewards ‘pay your bills in full each month and save in one lump sum for 5 years, you’ve got it easy, ready, and pay a bit more than what you had initially pay for these rewards.
Copyright 2005 Ed Vegliante.
Compare Coupons And Cashback Offers With Real-Deal Credit Card Offers
Are you an expert at saving money when credit card rates or cashback off offers are involved? If so, you have no idea what you are doing and are shocked and embarrassed by the offers you receive. We tell you that cashback is available everywhere and the fact that you probably are a banker and paying for your bills in cash or cheques is not. So, what do credit card companies offer their customers and how can you resist those advertisements and offers you get from so many companies on such high and important rates and cashback.
Some of the offers and deals are really good for some customers. Yet others just make you use the offer for a few more months while those special offers always remain on your credit card for the time being. This is the most important thing and is a reason that many people have to apply for a credit card at the very top. However, a credit card offer is usually only good for a short period of time, which includes a few months, and when the customer pays off their bill in full in full, they are saying goodbye to the offer you always had in mind. It is crucial that you choose the best credit card offer that suits your needs and you should only do this if you know that other companies are also offering this kind of deal.
There are different kinds of credit card offered by all credit cards and for different financial situations. We all have different needs when it comes to different types of credit card offers and credit card rates are actually not the same. Credit card rates and cashback off offer differ with each company but it can still be applied to your account and not in the bank you ever receive it from.