When you open a checking account either gold or debit card in your checking account, you are looking at a yearly fee of $79. Another interesting feature of these cards (which the credit card companies are willing to reward them for) is the fact that these ones actually have a slightly higher APR on purchase of $20-$49 dollars than your regular purchases. Other features and benefits include the following:
1. Automatic renewal’ If any of your pending credit card applications are not yet approved, this is done by going to http://www.repsec.com–online, typing http://in the regular email address bar at the bottom of the page.
2. Payment protection participation’ Once you have applied for a checking account and started to make your payment in full every month, this will mean that no one can legally take out anything illegal–including identity theft–without your permission.
3. Shopping protection
‘ Any fraudulent or unauthorized use of your credit card’ Not just online, but also in stores and at your favorite video or CD store. I use this card for major purchases, entertainment, travel, and my wife and I do not have to pay any finance charges. I charge no annual fee.
4. Access to savings and bonuses’ We have hundreds of cards online, and once approved for your credit card, we are able to purchase online at great discounts starting at $0 – get double discounts.
5. Visa and MasterCard security deposit guarantee’ What this means however is that even if a thief has stolen your credit card, you will still have your savings and bonus right there at your bank.
6. Security deposit—In addition to the savings that you are getting from this method, it means that you are also guaranteed a huge savings if someone were to get access to your checking account or your savings account through your bank to make a robbery of your account.
7. Insurance coverage (insurance products and services)–Our credit cards are protected at the rates listed above.
8. Beware of the ‘hidden’ fees–These are the fees that go along with any purchases made online. Once you have opened your checking account, you can see all kinds of fees, including late fees, overlimit fees, over-limit and missed payments. I have checked into the rate with a credit card company on many of these issues.
9. Interest-free purchases’ Once you have completed the form correctly, the interest period will not be charged to your credit card.
10. Beware about the ‘hidden’ fees–These are the fees that go along with transfers made to your card. If you pay off your balance in full every month, because credit card companies want to be approved for your card, this would mean that you could have to pay an interest-free transaction fee of $35 – may cost you thousands of dollars if you cannot make your payments by the due date. Some credit card companies place higher fees because they charge a higher interest rate.
‘ Special offers’ There are many rewards cards on the market today, like the Hilton HHonors MasterCard, those travel rewards cards, and those rewards cards can usually still carry a balance if you have reached your maximum level, although on this card, nearly all of the items mentioned fit the majority of Americans and some do not.
While I do not recommend these types of offers over pay for your money, with some select the card will charge you less than the card offer price will allow. Credit card packages such as these make credit cards an ideal purchase. It can save you a lot of money.
I hope you found this information useful for you. There are many methods you can use to become a better credit card user.
Top Of The World Bank Credit Card Helps Visa, MasterCard and Discover Climb Bankruptcy
The World Bank (WBA) has acknowledged that billions of dollars of questionable financial arrangements have tainted modern economic and social life in more than a dozen countries. BOP’s startling assessment brings to view the bleak reality that a more just world is quickly possible.
1. The Bank – intervenes, all the while making allowances for the country’s poor credit history – attempts to ignore the realities. Even after
approvals from the World Bank and the
institutions, there is still little sign of the Bank leaving
it’s ‘tangible area’ as its capital. International observers describe this as the position of the Bank in transition.
2. The Bank’s poor credit is the
frivolous bulk of ‘credit’ that it requires for it to survive economically.