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Understanding the Select Credit Reporting Organizations (SCPO)

Selecting a credit reporting organization is as simple as opening a new checking or savings account. This is the easiest way to ascertain the information you need, and the one that will benefit lenders the most. The organization you choose can often check your history online, providing you with a credit history that can aid […]

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How Does The Credit Reporting Company Protect Against Unfair Competition?

Today, we are talking about the big three in the global credit reporting industry, Experian, Equifax, and Trans Union. All of them have massive credit reporting agencies that routinely collate information and sell it on the Internet to defraud consumers. The problem with all of these guys is that they all run at the same […]

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How To Credit Repair Your Credit, How To Repair Credit Card Debt

If you are dealing with a credit problem and having a difficult time paying back your loan, don’t despair. There are a few things you can do to repair your credit as quickly as possible, which can be very time consuming but could help in the long-run. 1. Be persistent in your payment of your […]

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Credit Reporting Agencies May Be the Best Way To Ensure Your Credit

One recent example of the credit reporting agencies as professionals, Equifax and Experian are among the top five credit reporting agencies in the United States according to The Free Beacon Website. Though each agency is required by law to keep a detailed record of the individual’s credit report, the fact that two of the top […]

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Credit Card Consumer Rating Act of 2006

Inquiring consumers are encouraged by the law to ask for ratings from the consumer reporting companies on the charges they accrue or charges that accrue late or on other charges or on unpaid installments and on the lesser amounts that are included in the rating. Generally, the consumer reporting agency or a third-party agency would […]

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Free Cash Back Credit Cards – Which You Might Want to Consider?

If indeed you decide to apply for a free credit card, you must consider you need to have control over your spending or you become a victim of credit card theft. No one is above making some changes and you need to make sure he or she is working within the parameters of your account […]

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Myth #1, Fraud and Abuse of Credit

Many people are understandably concerned about issues relating to their credit report The first step may be to consider getting a card to verify your creditworthiness. This way you can make sure you don’t get into arrears which may result from theft or loss of your credit card. Another way is to contact the issuing […]

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Your Credit Report

As with it all other financial information, this credit report is sometimes misused, and makes it difficult for you to pay off your debts. Credit report and court records from past and present cases is not always truthful, as there was a time when debts could not be correctly reported, and then on these false […]

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Credit Repair – How Do I Get Out Of It?

The truth is you need to repair your credit rating in just five short steps. Now, that might seem like a long story, but in reality, one minute you need to repair your credit, the next minute you end up with a mountain of debt. The fifth step is to learn how to build your […]

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How Credit Cards Work

We currently have several credit card providers that guarantee to come with the same credit card that users have used throughout the years. There are, however, different types of credit card that are legal to carry over, may be used to purchase anything, and are always convenient. Such type of credit card provides benefits more […]