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Credit Reporting Agencies May Be the Best Way To Ensure Your Credit

One recent example of the credit reporting agencies as professionals, Equifax and Experian are among the top five credit reporting agencies in the United States according to The Free Beacon Website. Though each agency is required by law to keep a detailed record of the individual’s credit report, the fact that two of the top […]

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Consumer Credit Counseling Bureau – Credit Card Debt Counseling

According to this paper, the overall effect of your debt has become a key contributor to your financial situation. If you are applying for credit within the US it is the most common way to be taken in by all the benefits provided by the bureau. Unfortunately, the bureau makes almost all those benefits that […]

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Low Rate Credit Cards

Perhaps you know someone who has one of these cards that are competing with other cards for rewards points. If so, you may be tempted to check out the rewards credit card to get what is basically a cashback check, an idea. But of course, you would rather pay cash and have a check by […]

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Getting Low APR Credit Cards

A credit card that can be conveniently granted for any company is not the best way to use your credit card. What you should be looking for is to learn just how easily it is done on an ordinary account. The first thing that comes to mind with a regular account is the necessity of […]

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Universal Credit Card Protection Under State and Federal Law

The Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fccr-act-pdf Under Federal Law: The federal Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fs115_act-pdf Under State and Local Law: The Fair Credit Reporting Act (FCRA): http://www.annualcreditreport.com/fcc120_act-pdf Under Federal Law: http://www.annualcreditreport.com/fa11102 Under State or Local law: The Fair Credit Reporting Act (FRCA): http://www.annualcreditreport.com/fa1215act-pdf Under Federal Law: https://www.crscore.org/consumer/index.html Annual Credit Report – Credit […]

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The Consumer Credit Protection Act protects you.

Be aware that there have been many scams and thefts perpetrated because of credit card misuse. With the right consumer protection insurance, the government can protect you. So don’t be misled by credit card companies’ claims that your credit history is subject to fraud. The truth is, no one can legally guarantee that your credit […]

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Credit Repair: 5 Things To Do

Take Control of Your Your Credit So you’ve heard all about credit repair and decided credit repair is the best thing to do. How do you ensure that you don’t end up with the kind of bad credit that causes you great financial problems? Well, you must understand this is not a simple task. Let […]

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Credit Repair For Debt

Credit services are no longer cheap necessities. With new businesses and a changing market, repairing credit is no longer cheap; if you know how to hire, you can repair your credit and avoid the sting of high interest rates. Getting approved for a credit card or loan can instantly improve the total debt you owe […]

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Bad Credit Mastercards

What is good credit? What is bad credit? How do you decide which credit card to get? In this article we are going to look at an idea of bad credit and what can be salvaged by using bad credit Mastercards. If you have bad credit or never had credit then this article is going […]

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Understanding Credit Score Assessments

Many banks will simply give you the number and type of your score and will not specify the score type. How does this affect me? Well, that depends on how much credit scoring software I use today. For example, if I receive credit cards and loans online, I think the typical consumer will overstate by […]