Categories
credit credit card credit counseling

Credit Counseling

Today there are hundreds of companies claiming they are credit counseling agencies. While it is rare and must first be sought, these companies are legitimate businesses and do not carry any false advertising promises or charges made by their promoters. For less than a year, you also did not require any form of proof, provided […]

Categories
credit credit card credit counseling

Debt Relief After Bankruptcy

Over the last year or so people have been sounding out debt relief after bankruptcy. So many people have been reading books and articles like this, and the idea that people can get out of debt after a bankruptcy may sound simplistic, only using it as an example. Debt is such a big problem in […]

Categories
bad credit credit credit card credit counseling

Financial Counseling And Credit Counselling Systems…

Credit counseling is considered a form of financial counseling. It may be useful in helping you improve your credit rating by consolidating your debts into one low monthly payment payment. Others consider counseling and debt consolidation to be ways to take the sting out of your bad credit. If you are young and dealing with […]

Categories
credit credit card credit counseling

Credit Counseling

I am often asked these days, “What one word keeps you at bay when you need help?” I think I have answered that question – well, one, I actually don’t have a particularly good favorite word in your mouth. That is my dilemma. First off, I would like to offer a word of advice to […]

Categories
credit credit card credit counseling credit report credit score new credit spending habits

Understanding Credit Score

There are a number of ‘security features’ that are given to credit counseling companies. These security features include the following: The providers are usually not trade groups or nonprofit: Paid Security Checks or ‘Platinum Cards’ Provided the applicant for a credit card has a valid Social Security number and a good credit history then the […]

Categories
credit credit card credit counseling

Balance Transfers From Bankruptcy Credit Cards

When bankruptcy struck the United States in 2005 there was little else to do than turn to consumer credit counseling to help find solace in the nightmare that lay over him or herself. With no means of government assistance, the poor debtor lay on the proverbial cookie grating and suffering through an annual budget crunch […]

Categories
credit credit card credit counseling credit score

Options And Tips For Selecting A Loan Agent

The best way to stop the bleeding of debt will be to pick up the phone and dial the representative of a loan agent. These companies can help you locate the worst of your situation and then advise you on some common ways to reduce debts. It can seem as though every crisis, from public […]

Categories
credit credit counseling

Debt Reduction Through Debt Management Programs

If you want to be debt-free and using less of your disposable income on each purchase then an easy way to do this is to use a debt consolidation loan. Not everyone agrees with everyone else’s idea of managing credit, but it is one that most people would agree with. So, if you think it […]

Categories
credit credit counseling

Credit Counseling

Are you considering bankruptcy? If your answer is yes you have probably experienced it. Or perhaps you only ended up giving counseling because you thought you could afford it yourself, and then found out how difficult it really was. Your bankruptcy filing isn’t the end of the world. It may come within the next month […]

Categories
credit credit card credit counseling credit report

Credit Counseling For People With Limited Or Very Limited Credit

There are several kinds of credit counseling services available to those with limited or very limited credit. The purpose of these services is not to cure all your credit problems, but to educate you on the types of credit counseling available and, where you can get help and advice from a professional. Below are things […]