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Bad Credit Checks

Did you know that your lifetime credit score is at risk if you fall short of your payment on your credit card charges?

Well, that’s exactly what happened to me. The fact is that we all fall short of our ends of credit quickly when our credit is bad. At certain points in time, when our payment is late or even denied credit by someone – we are within reach of our whole credit limit and that includes all of our credit cards. Here’s a look at the different types of credit checks credit bureaus conduct.

Credit Repair Scams – What You Need to Know

Everyone has their own unique circumstances. Sometimes this can be overwhelming, as people who are perfectly fine and well pay their bills, may need debt settlement. But before you rush into bankruptcy you should firstly know what will happen if you default on your debt settlement agreement:

You’ll be held liable for up to $500.00 for any outstanding debt or a default can result to the loss of your house or your job.

There are also bankruptcy laws that prohibit debt settlement without a court having jurisdiction. So it’s much better to get serious about debt settlement by seeking a debt settlement certificate through the United States Trustee program or the UK Trustee program.